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CybrCollect electronically re-presents your bad checks. All checks received by this office are immediately entered into our proprietary system, one that utilizes a far more intelligent manner of collecting checks than the average check collection firm. First, CybrCollect sytematically contacts banks to identify funds availablity. Once the funds are verified, CybrCollect electronically debits the account. Obviously, checks returned for other reasons cannot be collected electronically. Utilizing the best practices in the industy, CybrCollect sends the most difficult returned items through a series of collections efforts providing adequate incentive for the checkwriter to remit swift and complete payment.
 

All checks that are deemed uncollectable by electronic means are sent a final demand notice that includes an image of the check. Several compelling reasons are given to the checkwriter to incent their prompt response. Numerous payment methods are made available making payment the easiest solution for the checkwriter.

Checkwriters who fail to pay from the final demand are then systematically forwarded to a series of law firms that specialize in the collection of bounced checks. While these items typically represent the "bottom of the barrel" with regard to the checks' collectability, we realize positive results 2 to 3 times that of traditional collection recovery efforts.

Not only does CybrCollect endeavor to provide the fastest and highest returns on your bounced checks, we also provide a service that eliminates your bank bounce fees. Many merchants pay from $8-$38 per bounced check. With ExpressReturns, merchants pay only a $2 electronic return fee and their items are received by CybrCollect up to a week faster than with traditional routing. As everyone knows, "time is money" when it comes to collections. Statistically, a check recieved 7 days sooner is 10% more likely to be collected.

 
“The money comes back quick. It saves us time. The easy Internet access is wonderful! There’s actually quite a few Hy-Vee stores that are turning to CybrCollect now. They are a necessity – absolutely a necessity."
 
Stacy W. – Hy-Vee
 

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